What We Finance
Insurance
Calculators
What We Finance
Insurance
Calculators
In Just a Few Clicks...
Begin your journey to secure personal financing. Our award-winning brokerage can set you up with a quick and competitive personal loan in NZ. Apply online now and take the first step towards achieving your financial goals.
Are you looking to pursue your dreams, whether it's renovating your home, taking that dream vacation, or consolidating your debts?
Personal loans can be the key to turning your aspirations into reality. With flexible terms and repayment options tailored to your needs, you can secure the funds you require without the need for collateral.
Whether you have a specific goal in mind or need some extra financial flexibility, our personal loan brokers can provide a versatile solution to help you achieve your objectives. Start your journey towards financial empowerment today.
Personal loans offer a versatile solution for various financial needs. These unsecured loans don't require collateral, making them accessible for emergencies, investments, or other expenses.
What makes personal loans stand out is their flexibility. Lenders provide a range of terms and interest rates, allowing you to tailor the loan to your budget and timeline. You can opt for short-term loans for immediate needs or long-term loans for larger expenses. The application process is typically straightforward and swift, ensuring quick access to funds.
Personal loans also offer a chance to improve your credit history. Timely payments can boost your credit score, opening doors to better financial opportunities. With personal loans, you have the freedom to allocate funds where they're needed, whether for debt consolidation, medical bills, or home improvements. Explore the world of personal loans to achieve your financial goals with ease.
Experience the best rates and repayment options, access a wide range of lenders, and enjoy quick and easy pre-approvals for your loan needs. Experience the best rates and repayment options, access a wide range of lenders, and enjoy quick and easy pre-approvals for your loan needs.
Shortfall Gap Cover (Also known as Motor Equity) covers you in the event that your vehicle is written off. Gap cover is recommended for anyone that is financing a large portion, if not all, of their vehicle and is taking out comprehensive insurance. Speak to one of our Rostron Finance specialists about the different covers, exclusions and maximum claim limits before making a decision if this is right for you.
Protect yourself from missing a payment and damaging your credit history. We understand that taking out a new loan can be a big commitment for some people and if something was to happen to you it could put you into financial hardship. Speak to one of our Rostron Finance specialists about Loan protection today.
Are you tired of the unexpected costs that come with damaged tyres and rims? Introducing Tyre and Rim Insurance – your shield against the road's unpredictability. When it comes to safeguarding your investment and peace of mind, this insurance coverage has you covered.
New Zealand
New motorbikes will come with a manufacturer’s warranty which guarantees the repair or replacement of your bike should anything go wrong during their coverage period. After this period it just makes sense to continue it as motorbikes can excessive wear and tear of parts can have you bike of the road for extended periods of time and can be quite costly. Also most used motorbikes don’t come with a warranty, and to be sure you haven’t bought a lemon it is crucial to make sure you have a warranty to cover you.
Instant Finance Pre-Approval with no impact on your credit score.
Quick Calculator
Instantly calculate your loan options with our smart online calculator
Real Quote
Instant Finance Pre-Approval with no impact on your credit score.
Instant Preapproval
Our powerful lender matching engine will match you with suitable lenders.
Apply to Lender
The fastest ever finance experience! Rostron’s Quick Apply supports direct-to-lender submissions
As an online finance provider, we won’t need hard copies of documents. The documentation we do ask for includes:
Any New Zealand resident or visa holder above the age of 18 who has a regular income and the required documents can apply for personal loans with Rostron Finance.
It’s kinda hard not to love us
“Rostron helped throughout the whole process of financing my car and also helped with insurance.”
Hannah Clare
“I had the confidence I was getting the best deal. Rostron provided a really simple & smooth process”
Ryan Lee, Kerdic Homes Pty Ltd
Our experience with ROSTRON has been incredible!
This is the first time I have used any external finance broker for any sort of loan. I was always skeptical of using external companies and always preferred to deal directly with banks. But I can definitely say Rostron Finance...
Exceptional Service at Rostron Finance!
Massive thank you to Alexander! The customer service through the entire process of buying a new car has been incredible. Alexander was open, honest and so helpful, you felt like he was going above and beyond to help you. You didn’t feel like just another sale, like how some dealerships make you feel. Honestly ask for Alexander to help you with your finance!
Navigating Financial Solutions with Rostron!
Thank you Hamish from Rostron for absolutely amazing customer service and wealth of knowledge in sorting out our business car loan. Exceptionally fast responses to all our inquiries, attention to detail in preparing our documents, very knowledgeable approach. We dealt with Rostron Finance few times now and each time service exceeds our expectations.
A Five-Star Experience with Rostron's Professional Team!
I had a fantastic experience with Hamish in sorting out my loan for my car. Every question I could think of had an answer, if I had an alternate suggestion, he would hear me out and we would work from there.
Legitimately, I can't sing his praises high enough, and by extension, the company as well.
Exceptional Solutions at Rostron Finance!
I found Rostron Finance via a random google search and it had me intrigued as to why so many great customer experiences (especially with a person named Harrison). Funnily enough, my contact WAS Harrison and from my first contact with him it gave me insight as to why all the brilliant reviews. I can easily say that Harrison's service, attitude, knowledge, expertise and genuine time is first class. Although we didn't get the result we wanted, Harrison went above and beyond. It made the whole experience just that better.
Thank you Harrison, you are a gem!
Top Notch Service with Rostron Finance!
Excellent service from Rostron! Patrick was super helpful and very efficient. From the initial application through to settlement, which only took a couple of days, Patrick was great to deal with. Highly recommend!
Business finance is available to individuals and companies when the goods are used predominantly for business contexts, i.e. more than 50%.
Personal finance through a secured or unsecured loan is available if the good will be used less than 50% of the time for business.
Contact one of our Rostron Finance specialists to find out which option is best for you, or apply now to get the best deal in the market today.
Approvals are processed within the same day or up to a few days later. The time it takes to approve a personal loan varies based on the strength of your finances, the loan’s complexity, and the amount of information provided to us. Your assigned Rostron Finance broker will keep you in the loop about the loan’s progress and what to expect next.
We will settle your deal once the loan has been approved and the original finance documents are signed. The financier then sends the money to the supplier within 24 hours, concluding the loan process.
Some of our lenders have a minimum amount of around $5,000, but we do have access to finance companies that offer loans as small as $1,500. Although there is no prescribed maximum, it does depend on your finances.
Fees depend on the agreed-upon loan package and structure. This could include an establishment fee from the financier, our brokerage free, or government fees. If applicable, you can pay them upfront or incorporate them into the loan.
Fees do not apply if your NZ personal loan application is declined or you decide not to proceed.
At Rostron Finance, we examine the overall package rather than just the rate. A percentage difference in rates will generally make a minimal difference. It is more important to make sure you have the most appropriate payment structure and adequate cover to fit your budget.
Our financiers usually work on a rate-for-risk scenario. This means that interest rates vary depending on your credit score, credit file, the item of purchase, your assets and liabilities, and several other factors.
If you present a strong application, better deals can be offered than going through banks. If this is your first loan or have an average credit history, banks remain a viable lever to ensure you get the best deal possible given your financial circumstances.
Secured loans involve the finance company taking an interest in your asset. By doing so, banks and lenders can provide a broader range of products with greater flexibility and rates due to the security being taken.
Security isn’t taken for unsecured personal loans. These loans suit general purposes, whether fixing your car, taking a holiday, or paying off outstanding credit card debt. They are also appropriate for old or imported assets from which the financier cannot take security from. Our unsecured loans use fixed competitive rates, enabling access to the best deals available.
Brokers you can depend on to get it right
In need of a loan fast? Give us a call to get started.
